3 car crash.. I am the insurance companies hunt !!?

3 car crash.. I am the insurance companies hunt !!?

Hello .. I would like to listen to your opinios regarding this situation that has turned into a nightmare for me !!! I spent few months in Australia.. I have a full driving license.. I was driving on the M4.. I had 2 cars in front of me .. I was in the last car in the row ( third car ) .. the car in the front ( First car ) has braked suddenly .. The car in the middle ( second car ) hit it causing it much damage .. I could not stop at the right time and i hit the middle car afterwards .. Now .. The man in the middle car has lied to his insurance company and said that he stopped at the right time but when i hit him i made his car jump to the front and hit the front car .. I have now 2 insurance companies chasing me for money and treat me as a hunt because i had no third party property damage at the time of the accident .. My understanding was that the greenslip covers these things but actually they dont .. I have received bills from both companies.. 7000 AUD for the front car and 2000 for the middle car .. The details of repairs in the middle car ( that i hit on a very low speed) shows that damage at the rear of the car cost only 427 AUD and i offered them to pay it .. They refused and threatened me to go to court.. The police did not come at the place of the accident .. What do you think i should do?! How strong will be my situation at the court ?!

 

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Been paying on my house for over 20 years.Never missed a payment.Always pay my taxes on time.Always carry insurance.Raised 3 children on my own.Always worked.Didnt collect food stamps or state insurance.Payed back anything I borrowed.Could not afford higher education.Was paying to raise my children.Husband left when kids were young.Owes me over 70000 in child support.Never covered one cent of their medical bills.Their all in late 20s and early 30s now.I guess all that doesn't really matter except for the fact that because I was too proud to suck off the taxpayers I worked.I made my bed and I slept in it. .But now im being penalized again.Insurance rates based on many things like your education.So,because I am stupidier than the average driver I will probably get in more accidents.How but this?Im over 50.No accidents No tickets.Always drive older vechicles so its not possible to speed even if I wanted to.I always thought my car insurance would go down after 50.In a few years they'll be jacking it higher because im too old.When does it stop?Okay.So back to the house insurance.If they refuse me house insurance Ill lose my house.All the money in interest and principal ive payed over the years will be in vane.The banks and mortgage companies will keep all the money ive worked for and take the house too.Homeless .Wont beable to work wont beable to pay taxes.will probably freeze to death and die..All because the sharks that call themselves insurance executives need to take another vacation.I wonder if they have mothers.If you have someone living in your house who has gotten a ticket or so on,your rates go upAnother way they our breaking up the American family.Is it true our politicans have sold us out to other countries.China for one.They are buying up our food sources.They probaly don't want us to beable to grow our own foods or have our own livestock.The crops are genetically engineered so our seeds probably are too.They probably own the insurance companies tooHow do people go to florida for the winter and leave their houses vacant without paying higher rates.I was told insurance companies don't cover vacant homes.Thanks for listening.Bless you

 

 

How do I get the car insurance $$ and still keep the car?

How do I get insurance money from a total , and still keep the car? My daughter's front bumper was torn off. The wheel looks a little bent, so it could me major, could be as simple as a tie rod. The adjuster TOTALED the thing! Book value was $2000 LESS than what was stated on car by dealer. I asked insurance how this could be. They said they use NADA, not Kelly. And, they do an outside market evaluation by Standard and Poors. Plus, they go by private sale value, not retail. So all in all, she's poised to get screwed $2000. As usual, the little guy loses again. What a great country! However, 3 years ago, I totaled my vehicle and the insurance company gave me the $$ AND let me keep the car. I just don't remember how it happened! Any idea?

 

 

How do I get health insurance?

Ok Im 20 and I don't think I have health insurance. I want insurance to cover basic health and dental too. How can I get health insurance that is cheap and affordable in California? Thank you

 

 

The major difference between an owners title insurance policy and a lenders title insurance policy is?

The major difference between an owners title insurance policy and a lenders title insurance policy is?

 

 

When does car insurance lower for a guy?

I am 20 years old, I have been driving for the past 4 years with my parents cars. I pay through my parents for my insurance. I am looking to buy my own car and the insurance is only slightly lower than paying for what I have now! I looked at an 01 Ford Focus and it will cost my $1200 for 6 months! I also looked at a Ford Taurus it was about $900 for 6 months, a 97 Malibu is about the same as is a 97 Olds. The cheapest insurance I could find was a 94 Ford Ranger which is only $850 for 6 months. When does car insurance lower for a guy?

 

3 car crash.. I am the insurance companies hunt !!?

Hello .. I would like to listen to your opinios regarding this situation that has turned into a nightmare for me !!! I spent few months in Australia.. I have a full driving license.. I was driving on the M4.. I had 2 cars in front of me .. I was in the last car in the row ( third car ) .. the car in the front ( First car ) has braked suddenly .. The car in the middle ( second car ) hit it causing it much damage .. I could not stop at the right time and i hit the middle car afterwards .. Now .. The man in the middle car has lied to his insurance company and said that he stopped at the right time but when i hit him i made his car jump to the front and hit the front car .. I have now 2 insurance companies chasing me for money and treat me as a hunt because i had no third party property damage at the time of the accident .. My understanding was that the greenslip covers these things but actually they dont .. I have received bills from both companies.. 7000 AUD for the front car and 2000 for the middle car .. The details of repairs in the middle car ( that i hit on a very low speed) shows that damage at the rear of the car cost only 427 AUD and i offered them to pay it .. They refused and threatened me to go to court.. The police did not come at the place of the accident .. What do you think i should do?! How strong will be my situation at the court ?!

 

Whats a good insurance for an orthadontist?

I want to get my teeth fixed and straightened, but I don't have insurance. I'm 20 and I work part time so I don't get the full benefits like the full time employees. I could always apply for medicaid but I'm not sure if it will cover the costs of the kind of surgery I need.

 

 

Should my car insurance go up this high after an accident?

I got into an accident where I hit someone s bumper in a parking lot. I reported to my insurance company and they took care of it with $750. I was 100% at fault, and expected my renewal to go up, but when it came out, it was $800, which is 100% more than my usual insurance of $400 Does it suppose to go up 100%??!!! And this price will stay on for 6 years!!! That means by the end, I would end up paying $1800 more just to the company!! $1000 more than what I would've paid the guy!! This does not make sense to me whatsoever, first I thought the renewal was just for one year, it will go down bit by bit, but second year is still the same price! I am only a G2 driver who been driving for 3-4 years on PEI in Canada, can that be the reason? Still, $1800 extra?? Plz help me and thank you!

 

 

How much is Liability insurance on a 16 year old's car?

How much would it be if i wanted to get Liability insurance on a car?

 

 

How much can I expect from an insurance settlement for a minor injury/no fault car accident- car was totaled?

How much can I expect from an insurance settlement for a minor injury/no fault car accident- car was totaled?

 

 

Jeep Insurance?

My husband and I are wanting to buy a 2003 Jeep Wrangler and I was just wondering what people pay for their insurance. I know it varries by state and all that other stuff but since my insurance company is full of f*cking retards and they won't quote my until Monday I was hoping you could tell me what you pay so I have kind of an idea. Thanks in advance!

 

 

Estimate wrx sti insurance?

20 year old male, perfect driving record, state of florida and for either a 2006 or 07 if that even matters

 

 

Does anyone know whats the cheapest car insurance in NY ?

I have a 2003 Mitsubishi I'm 24 and i want to know which is the cheapest insurance that i can afford. I check a lot of the insurances out there but they are all so expensive. i just want something with the basic cover in order for me to be able to afford it. If someone knows of anything cheap please let me know thank you so much

 

 

What happened if my car was hit or totaled while parked, and I don't have insurance.?

I have not been driving my car because I lost my license and insurance, it's been sitting for a while and registration is expired, if someone was to hit or back into my car while parked if they have full coverage will my car be covered?

 

 

Working out car insurance?

Hi there, How much would insurance be for the car on the following link below? I am a seventeen year old, who has been driving for almost a year. I would be taking the insurance out as the second driver, with my father being the main driver who has never claimed. Please may you work out how much it would cost me? http://www.pistonheads.com/sales/227349.htm Thank you so much

 

 

Health care insurance in ny?

What is the best health care insurance for a low income 19 year old who just got cut of the affinity child health plan due to age? Any suggestions?

 

 

Why is my insurance so cheap?

I am a 19 year old male, and I own a 2011 Nissan Altima SL. I live in Baltimore City (which has the highest rates in the state) and have a speeding ticket and a not at fault accident. I carry 100/300/100 coverage with matching 250 deductibles. I also have vanishing deductible, accident, and minor violation forgiveness. I pay 172.00 per month. I thought I could save a few bucks and switch companies, however, I quoted literally every company available in MD and the lowest I found was 580 a month for the same coverages. Thats a HUGEEE difference! I am starting to wonder if something is wrong with my policy. I have had it about a year with no issues, and my not at fault claim went through smoothly. I am the sole policy holder, and no, my family is not with Nationwide either... What could cause such a difference? Any ideas?

 

 

Can you suggest a good,affordable health insurance plan?

I am an adjunct instructor at two colleges in Michigan. Neither institution offers health insurance for adjunct instructors. For the last three years I have been getting health Insurance through a postdoctoral fellowship. Now this fellowship has come to an end, and I am in desperate straits. I have heart problems and I need specials medicationss for depression and attention deficit disorder.What do I do?

 

 

Your opinion of my car insurance?

I pay $58 a month for liability on a 93 Explorer. I live in the middle of nowhere and don't drive exceedingly. Just wondering if you think this is an acceptable rate or not. I don't think it's too bad but a friend of mine insists I'm getting ripped off.

 

 

What's the average price for moped insurance for ages 18-25?

How much can I expect to pay per month for insurance for a 125cc moped? I'm just looking for a ball park range.

 

 

Can someone recommend affordable health insurance?

I lost my job. COBRA is too expensive. Are there any high deductible plans? I really only want coverage in the event of a serious illness. I live in NJ.

 

 

Car insurance Voluntary Excess?

hi just got a quote from a insurance broker for cars and i put down 100 Voluntary Excess but what does this mean?

 

 

Student: Buy car with years free insurance?

I'm looking to buy a new car, and I have heard that you can get special deals where you get a years free insurance. I'm 18 and have one years ncb. Does anyone now of a deal like this currently on offer? Cheers :D

 

 

Insurance,life?

I'm 38. my wife is 33. non smokers. which insurance make more sense. i have whole life with long term care. my wife is looking into term insurance. which is better?

 

 

What if im 18 and want to pay for my own auto insurance?

I'm thinking about moving out of my house cause it sucks. I'd have to buy my own car and I'm thinking an older civic, cause they're reliable. Anyone got any ideas on what a good but cheap way to insure would be?

 

 

How has the highly competitive and free market capitalism of Health Insurance Co worked for the last?

How has the highly competitive and free market capitalism of Health Insurance Co worked for the last? 70 years for Americans? I can only speak for Kanucks... the #1 most popular service the gov't provides for is Universal Health Care coverage, I think the #2 is a Timmies LgDD and a Maple Dipped..

 

 

Can health insurance coverage be dropped for a single department in a company? (Pennsylvania)?

I currently live in PA and my employer has said they will drop health insurance for my department, but not another department in the same company. I did some research online to see if this is possible or not. I originally started this job with guaranteed benefits and now they are being taken away. I was reading somewhere online (unsure of credibility, website is as follows:http://employee-benefits.lawyers.com/Employee-Benefits/Employer-Workplace-Benefits-FAQs.html) that a company cannot take away a certain departments health benefits and retain another departments. Below is the Q&A question from the stated website above: Q: Is my employer required to provide health benefits? A: Employers are generally not required to provide any health benefits. Only the state of Hawaii requires employers in the private sector to cover employees who work over 20 hours per week. Union contracts may include provisions for insurance as part of the agreement. However, health care and other benefits such as life or disability insurance are generally offered by employer as a means of attracting and keeping their workforce. If an employer does provide health coverage, federal law requires the employer to provide Consolidated Omnibus Reconciliation Act (COBRA) to an employee who loses her job for any reason outside of gross misconduct the opportunity to maintain coverage up to 18 months at her own expense. This applies to companies with 20 or more employees. Some states also have laws with similar protections for employees who work for companies with less than 20 employees. Generally, it's not illegal to provide health benefits only to some classes of employees (for example, only to full-time employees but not to part-time employees). But once the eligible classes are established, an employer cannot withhold insurance from some members of the class while offering it to others. The employer can require employees to follow the rules of the plan, which may require an employee to fulfill a waiting period or wait for an open enrollment period before joining. An employer can usually change, or even eliminate, a health plan, but must follow the rules and guidelines of the Employee Retirement Income Security Act (ERISA). I understand they cannot choose and select who receives and who does not (I interpreted this as discriminating between employees). I do not know health legislature very well, and if anyone could provide some information it would be very appreciated. As for me, I am going to try and find more information out about this. Thank you.

 

 

When you switch car insurance companies, trusting the new company with the quote they give you, do they have?

to stick with that quote throughout the year or can they cheat you and increase it later and the quote is just an estimate. I live in California

 

 

Is accutane usually covered by insurance?

i have blue cross blue shield insurance if that helps.

 

 

Auto insurance filing question in WA?

About 5 months ago, my vehicle was hit in a parking lot leaving a big dent on the driver's side. The person who hit the car was kind enough to stay and contact his insurance company to file a claim. His insurance company appraised the damage, sent me a check, and told me it's mine to do with as I wish (I could keep it or use it for repairs). I decided to keep it and not repair my vehicle. Now, I'm looking at selling my car but I would like to repair it first to increase its value. Could I file a claim with my own insurance company since it was not my fault? Would I have to pay the deductible? The deductible is about $500 and the estimated damages from the previous appraisal was at $2500.

 

 

Do insurance rates go up if you put a turbo kit on a car?

does the insurance company need to know

 

3 car crash.. I am the insurance companies hunt !!?

Hello .. I would like to listen to your opinios regarding this situation that has turned into a nightmare for me !!! I spent few months in Australia.. I have a full driving license.. I was driving on the M4.. I had 2 cars in front of me .. I was in the last car in the row ( third car ) .. the car in the front ( First car ) has braked suddenly .. The car in the middle ( second car ) hit it causing it much damage .. I could not stop at the right time and i hit the middle car afterwards .. Now .. The man in the middle car has lied to his insurance company and said that he stopped at the right time but when i hit him i made his car jump to the front and hit the front car .. I have now 2 insurance companies chasing me for money and treat me as a hunt because i had no third party property damage at the time of the accident .. My understanding was that the greenslip covers these things but actually they dont .. I have received bills from both companies.. 7000 AUD for the front car and 2000 for the middle car .. The details of repairs in the middle car ( that i hit on a very low speed) shows that damage at the rear of the car cost only 427 AUD and i offered them to pay it .. They refused and threatened me to go to court.. The police did not come at the place of the accident .. What do you think i should do?! How strong will be my situation at the court ?!

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